Easy No Credit Financing for Furniture

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About our No Credit Check Finance Options

  Itís no secret; we're now one of Dallas TX premier Lease to own Furniture stores. If youíre planning to finance your new furniture then you have found the right store! Go ahead and book mark us now or better yet, apply today and get approved instantly! Come shop in the store or shop online and order over the phone our process is entirely designed to fit your schedule!

Friendly no credit check financing options for furniture in dallas texas with progressive Finance

So what's different about our store?

1. Thereís no obligation! Thatís right, if you choose to finance through our lease to own program (excluding our Credit based options) Learn More... then you can cancel your lease at any time and return the furniture! You'll only pay for the time you've owned the furniture!

2. Shop online Once you've been approved we can finalize your order by phone, all documents can be viewed and signed electronically. It is an easy and straight forward process designed for busy professionals who cannot make it in the store during our normal business hours.

3. Instant Approvals! Apply online today and our newest application will provide you with an instant decision and an approval up to $5000! The finance company will verify your bank account and your credit card information on your application.

4. There is no Credit Check! This means there will be no inquiries on your credit, and your approval is not credit based! Our online application uses a secure server to transmit your data to our finance company directly. They do not pull credit but instead use current job history and verify bank accounts in order to process your approval (You can see the approval requirements below)

5. Safe and Secure All information transmitted through an online application is SECURE there is no doubt about that! None of our employees will ever see your financial information when you apply online. All of your data is kept secure directly at the offices of our finance company.

Click here to apply now or learn more below!

What are approvals based upon?
Our no credit check finance companies all use different information for approvals. We have created a chart below to help you decide which company will work best for your needs.

Below is a chart which will help you select the best company for your needs to apply with!
** You will NOT be charged any fees and credit will not be run for simply applying.
$49 App fee only applies after the sale has been finalized in the store **
Company Qualifications
Approval Limits
Finance Terms
Application Links

No Credit Check
Simplest Approvals
- 6 Months with Current Employer

- Monthly income over $1500

- Checking account open 90+ days

- No Overdrafts in the last 30 Days

Instant Online

$5000 Max
- $49 Down and we Deliver

- 90 Days Same as Cash

- 12 Months You own it

- No Obligation (Rent to own)

No Credit Check
- 3 Months with Current Employer

- Monthly Income over $1000

- Checking Account open 90+ Days

- Up to 6 Over drafts are OK

- No Credit Check
Instant Online

$5000 Max
- $49 Down and We deliver

- 90 Days Same as cash

- 12 Months You own it

- No Obligation (Rent to own)

No Credit Check
- Must be employed (No time requirement)

- Monthly income over $1200

- Checking Account open 60+ days

- No overdraft requirements

- Employment and income must be verified
by faxing statements and paystubs
Online Application
Paperwork required
for Approval

$5000 Max
- 10-12% Down Payment

- 90 Days Same as Cash

- 12 or 24 Month Lease term

-Purchase is final
(No cancelations)

No Credit Check
- 3 Months with current Employer

- Monthly income over $1000

- Checking account open 90+ Days

- Zero Over Drafts or Negative Balances
Instant online

$3000 max
- $49 Down we Deliver

- 90 Days Same as cash

- 12 Month Lease term

- No Cancelations

Credit Based Application

Credit Application
based Solely on credit.
In Store

$10000+ W.a.c.
- 6 Months no interest on All
purchases in store.

-Up to 24 Months no Interest
Depending on current promo

-Call For details

Must apply
In Store

What if Iím denied?

If you're denied by our online application please donít get discouraged. Give us a call and we can help guide you through the process of determining how we can get you approved!

I've already been approved somewhere else, Can I use this approval at your store?

Absolutely, and itís a simple process simply call us today 972-488-4040 and give us your reference number then we will do the rest. We would love to have you as a new customer! As long as you have not already made a purchase using your progressive account we will be able to transfer your approval from any store!

**If you use this no credit check finance option you will be required to pay the "MSRP Prices" Listed in our site unless we are offering another promotion. Call for details**

Furniture 4 Less Furniture for any Budget

We have what you're looking for, at a price you're gonna love!

At Furniture 4 Less we work hard to find unique styles at the most affordable prices! If you don't see what your looking for on our website that doesn't mean we cant get it! We are a retail store with a public showroom and we offer plenty of items in our store that you wont see here on our website. We also offer great low cash prices, super easy financing approvals for bad credit and a no credit check financing program.

Whether its on display or in a catalog at Furniture 4 Less you will find exactly what your looking for at prices you can afford!

We deliver all over the metroplex from Dallas, Fort worth, Carrollton, Allen, Frisco, Mckinney, Denton,
Hurst, Bedford, Euless, Irving, Addison, Plano, Mesquite, Garland and more!

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Come visit us or call our store today 972-488-4040! Why Pay More?